Every household is different, but some questions come up again and again. These are the groups First Command Financial Services works with most often.
Business Owners
Business Owners come to First Command Financial Services with questions about separating business wealth from personal wealth, SEP, SIMPLE and solo 401(k) plans, planning a sale or succession years ahead.
Teachers and Educators
Teachers and Educators come to First Command Financial Services with questions about state pension options and survivor benefits, 403(b) and 457(b) plans side by side, how a pension interacts with Social Security.
Pre-Retirees
Pre-Retirees come to First Command Financial Services with questions about choosing a retirement date that the numbers support, when to claim Social Security, turning a 401(k) into a monthly paycheck.
Federal Employees
Federal Employees come to First Command Financial Services with questions about FERS pension and the supplement, TSP funds and withdrawal options, FEHB coverage into retirement.
Corporate Executives
Corporate Executives come to First Command Financial Services with questions about deferred compensation elections, company stock and trading windows, executive benefits at separation.
Recent Retirees
Recent Retirees come to First Command Financial Services with questions about a withdrawal order that keeps taxes low, required minimum distributions from age 73, protecting income from a market drop early in retirement.
Physicians and Dentists
Physicians and Dentists come to First Command Financial Services with questions about saving aggressively after a late start, student loans versus investing, backdoor Roth contributions.
Tech Professionals
Tech Professionals come to First Command Financial Services with questions about stock options, RSUs and ESPP shares, reducing a concentrated stock position, taxes on vesting and exercise.
Women in Transition
Women in Transition come to First Command Financial Services with questions about taking stock of accounts after a divorce or loss, survivor and spousal Social Security benefits, retitling assets and updating beneficiaries.
Engineers and DIY Investors
Engineers and DIY Investors come to First Command Financial Services with questions about a second opinion on a do-it-yourself plan, stress-testing withdrawal assumptions, tax-efficient asset location.
Not on the list?
These are the groups First Command Financial Services works with most, not the only ones. If your situation is different, ask — the first conversation costs nothing.
Business Owners
First Command Financial Services helps small-business owners whose wealth is tied up in the company and who are thinking about succession or a sale.
Learn more →Teachers and Educators
First Command Financial Services helps teachers and public-school employees with a state pension, a 403(b) or 457(b) and questions about when to retire.
Learn more →Pre-Retirees
First Command Financial Services helps people roughly five years from retirement who are deciding when to stop working and how to turn savings into income.
Learn more →Federal Employees
First Command Financial Services helps federal employees weighing TSP, FERS pension and Social Security decisions.
Learn more →Corporate Executives
First Command Financial Services helps corporate executives with deferred compensation, concentrated company stock and little time to manage it.
Learn more →Recent Retirees
First Command Financial Services helps recent retirees turning a lifetime of savings into a dependable monthly paycheck.
Learn more →Physicians and Dentists
First Command Financial Services helps physicians and dentists with high income, a late start on saving, student debt and often a practice to think about.
Learn more →Tech Professionals
First Command Financial Services helps tech employees with stock options, RSUs and an employee stock purchase plan, and too much of their net worth in one…
Learn more →Women in Transition
First Command Financial Services helps women taking over the family finances after divorce or the loss of a spouse.
Learn more →Engineers and DIY Investors
First Command Financial Services helps engineers and analytically minded do-it-yourself investors who want a second opinion before retirement.
Learn more →