First Command Financial Services Perspectiveshttps://firstiscommand.com/perspectives/Financial planning for military retirees and veteransen-usMon, 12 Oct 2026 09:00:00 +0000 How First Command Financial Services Approaches Selling TSP Funds in a Market Crashhttps://firstiscommand.com/selling-tsp-funds-market-crash/https://firstiscommand.com/selling-tsp-funds-market-crash/Sat, 10 Oct 2026 09:00:00 +0000For a retiree watching the C Fund fall: First Command Financial Services prices selling TSP funds in a market crash on $800,000 and gives a quick test. How Much Cash a Retired Navy Commander With Retired Pay Should Hold Before the Second Career Endshttps://firstiscommand.com/cash-reserve-military-retirees/https://firstiscommand.com/cash-reserve-military-retirees/Tue, 29 Sep 2026 09:00:00 +0000A $3,500 monthly gap means $84,000 in cash, not $216,000. See how a cash reserve for military retirees is sized, from First Command Financial Services. SBP vs. life insurance for a retiring couple (a Walkthrough from First Command Financial Services)https://firstiscommand.com/sbp-vs-life-insurance/https://firstiscommand.com/sbp-vs-life-insurance/Fri, 25 Sep 2026 09:00:00 +000055% of the base for life, or a term policy that ends: SBP vs. life insurance for a retiring couple, from First Command Financial Services. The First Command Financial Services Guide to TSP G Fund vs. C Fund Safetyhttps://firstiscommand.com/tsp-g-fund-vs-c-fund/https://firstiscommand.com/tsp-g-fund-vs-c-fund/Sun, 20 Sep 2026 09:00:00 +00005 years of draws in G is the quick test. Compare the TSP G Fund vs. C Fund for veterans with retired pay, per First Command Financial Services. How to Work Through a Financial Checklist for Military Separation, Month by Monthhttps://firstiscommand.com/military-separation-financial-checklist/https://firstiscommand.com/military-separation-financial-checklist/Thu, 17 Sep 2026 09:00:00 +0000First Command Financial Services gives a financial checklist for military separation 12 months out: SBP, TSP, VGLI and the first paycheck. Is a financial advisor worth it for veterans? Break-even in 6.7 yearshttps://firstiscommand.com/financial-advisor-worth-it-veterans/https://firstiscommand.com/financial-advisor-worth-it-veterans/Wed, 16 Sep 2026 09:00:00 +0000Is a financial advisor worth it for veterans? First Command Financial Services runs break-even math: a fee vs. one panic sale on $700,000 in TSP and IRAs. Putting VA Pay in a Roth With No Wages Is the Costly Way to Invest VA Disability Compensationhttps://firstiscommand.com/invest-va-disability-compensation/https://firstiscommand.com/invest-va-disability-compensation/Thu, 10 Sep 2026 09:00:00 +0000First Command Financial Services explains how to invest VA disability compensation with retired pay. 2026 Roth IRA limit: $7,500 each ($8,600 at 50+). Which TSP withdrawal mistakes cost retirees the most?https://firstiscommand.com/tsp-withdrawal-mistakes/https://firstiscommand.com/tsp-withdrawal-mistakes/Wed, 09 Sep 2026 09:00:00 +0000Taking money from the TSP for the first time? See the TSP withdrawal mistakes First Command Financial Services flags, with dollar costs and a table. Your Military Pension as a Bond Allocation: How to Count Ithttps://firstiscommand.com/military-pension-bond-allocation/https://firstiscommand.com/military-pension-bond-allocation/Mon, 07 Sep 2026 09:00:00 +0000A veteran with $36,000 in retired pay can see how First Command Financial Services counts a military pension as a bond allocation, with a table. When to retire from the military: a service member at 18 years weighing 20 against 24https://firstiscommand.com/when-to-retire-from-military/https://firstiscommand.com/when-to-retire-from-military/Thu, 03 Sep 2026 09:00:00 +0000At 20 years High-3 pays 50%, at 24 years 60%. See when to retire from the military by break-even age, with First Command Financial Services. Lump Sum vs. Dollar-Cost Averaging: The First Command Financial Services Checklisthttps://firstiscommand.com/lump-sum-vs-dollar-cost-averaging/https://firstiscommand.com/lump-sum-vs-dollar-cost-averaging/Tue, 01 Sep 2026 09:00:00 +0000A 20% drop on $250,000 is $50,000. This lump sum vs. dollar-cost averaging test from First Command Financial Services shows which path fits you.